Transparent fees, no surprises — full fee, Medicare rebate, and what stays out of pocket, plus the other ways sessions can be funded. 费用透明、没有意外——全额费用、Medicare 补贴与自付金额,以及其他可行的付费方式。
| Session | Fee | Rebate | Gap |
|---|---|---|---|
| Individual therapy 60 min · incl. EMDR | $240 | $89.50 | $150.50 |
| Extended session 90 min · incl. EMDR | $360 | $89.50 | $270.50 |
One rate, priced by length — never by therapy type. Rebates apply with a valid Mental Health Treatment Plan (MHTP). Telehealth attracts the same rebate as in-person. Claims go through on the day — most rebates land back in your account within 24–48 hours. 按时长计费,不因治疗方法而异。凭有效的心理健康治疗计划(MHTP)可获补贴。远程与到诊补贴相同。当日提交申报,大多数补贴在 24–48 小时内退回账户。
No GP referral or plan needed — book directly and pay the session fee. Some people start self-funded and add a MHTP later. 无需 GP 转介或治疗计划——直接预约、支付会谈费用即可。也可以先自费开始,之后再补办 MHTP。
Therapy $193.99/hr · counselling $156.16/hr (where a plan funds counselling specifically). Self-managed and plan-managed participants only — billed under Capacity Building, Improved Daily Living. 治疗 $193.99/小时 · 咨询 $156.16/小时(仅限明确资助 counselling 的计划)。仅限自我管理与计划管理的参与者,按能力建设——改善日常生活计费。
Some extras (General Treatment) policies cover sessions with an Accredited Mental Health Social Worker — several funds recognise AMHSWs, others don't, and tiers vary. Call your fund and ask: "Does my extras cover sessions with an Accredited Mental Health Social Worker, item codes 80150/80160?" No GP referral is needed to claim. Fund policies change — always confirm before your first session. 部分附加险(General Treatment)可报销认证心理健康社工(AMHSW)的会谈——各基金认可情况与档次不同。请致电你的保险公司询问:"我的附加险是否涵盖 AMHSW 会谈(项目代码 80150/80160)?"无需 GP 转介即可申报。保险条款会变动,首次会谈前请务必确认。
Base OSHC products don't cover therapy outside hospital. Only specific university-linked products include out-of-hospital counselling — check your policy, or enquire and we'll work out what applies to you. 基础 OSHC 不涵盖院外心理治疗,仅个别与大学合作的产品包含。请查看你的保单,或直接咨询,我们一起确认适用情况。